Meanwhile, cryptocurrency became a prominent target for those seeking monetary gain. Additionally, in many markets mobile banking has been pushing out online banking, with more and more convenient and secure banking apps emerging. Security solutions integrated into operating systems, two-factor authentication and other verification measures have helped reduce the number of vulnerable users.

The good news is that regardless of these continuous advancements, we’ve witnessed a steady decrease in the number of attacks by banking Trojans. We also witnessed the emergence of new banking Trojans that hunt for banking credentials, and greater activity on the part of some well-known ones, such as Dtrack, Zbot and Qbot. For instance, malicious spam campaigns targeting organizations grew 10-fold in April 2022, spreading Qbot and Emotet malware. In 2022, we saw a major upgrade of the notorious Emotet botnet as well as the launch of massive campaigns by Emotet operators throughout the year. However, traditional financial threats – such as banking malware and financial phishing, continue to take up a significant share of such financially-motivated cyberattacks. In the past year, we’ve seen multiple developments in this area – from new attack schemes targeting contactless payments to multiple ransomware groups continuing to emerge and haunt businesses.

Financial gain remains the key driver of cybercriminal activity.

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